एक अगस्त से बदलगे बैंकों से जुड़े ये नियम (These rules related to banks will change from August 1)

अगस्त में  बैंकिंग कार्यों को प्रभावित करेंगे और अन्य क्षेत्रों पर भी प्रभाव डालेंगे. बैंकों के साथ लेनदेन करने वालों को 1 अगस्त से लागू होने वाले बदलाव होगा. एक अगस्त से बैंकिंग शुल्कों में बढ़ोतरी होने वाली है.

Will affect banking operations in August and will affect other sectors as well. Changes to be implemented from August 1 for those transacting with banks Will happen. Banking charges are going to increase from August 1.

भारतीय रिजर्व बैंक ने जून में घोषणा (एनएसीएच) 1 अगस्त 2021 से सप्ताह के सभी दिनों में उपलब्ध होगा. एनएसीएच, एक थोक भुगतान प्रणाली है जो कि एनपीसीआई द्वारा संचालित है. यह कई क्रेडिट ट्रांसफर की सुविधा देता है और संबंधित भुगतानों के संग्रह की सुविधा भी प्रदान करता है.

The Reserve Bank of India announced in June (NACH) would be available on all days of the week from August 1, 2021. NACH is a wholesale payment system operated by NPCI. It facilitates multiple credit transfers and also facilitates collection of related payments.

महंगा होगा एटीएम नकद निकासी (ATM cash withdrawal will be expensive)

आरबीआई द्वारा बढ़ोतरी 1 अगस्त से प्रभावी होगी. एटीएम पर होने वाले खर्च के लिए नौ साल बाद इंटरचेंज शुल्क में बढ़ोतरी की गई है, जिसे बैंकों को वहन करना पड़ता है. गैर-वित्तीय लेनदेन के लिए शुल्क 5 रुपये से 6 रुपये तक बढ़ा दिया गया है.

The hike by RBI will be effective from August 1. After nine years, the interchange fee has been increased for ATM expenses, which banks have to bear. The fee for non-financial transactions has been increased from Rs 5 to Rs 6.

बैंकिंग शुल्क में संशोधन (Banking Fee Revision)

इंडिया पोस्ट पेमेंट्स बैंक ने कहi कि जो ग्राहक डोरस्टेप का उपयोग करेंगे, उन्हें अतिरिक्त शुल्क देना होगा. वह डोरस्टेप सेवा के लिए प्रत्येक अनुरोध के लिए 20 रुपये (प्लस जीएसटी) चार्ज किया जाएगा. वर्तमान में डोरस्टेप बैंकिंग पर कोई शुल्क नहीं है.  जब कि आईपीपीबी कर्मी किसी ग्राहक के घर सेवा के लिए जाते हैं तो लेनदेन की संख्या पर कोई सीमा नहीं होगी.

India Post Payments Bank said that customers who use doorstep will have to pay additional charges. He will be charged Rs 20 (plus GST) for each request for doorstep service. Presently there is no charge on Doorstep Banking. There will be no limit on the number of transactions when IPPB personnel visit a customer for doorstep service.

शुल्क और अन्य गतिविधियों पर आईसीआईसीआई बैंक के नियम 

(ICICI Bank Rules on Fees and other activities.)

निजी बैंक आईसीआईसीआई बैंक ने अपने घरेलू बचत खाताधारकों शुल्क की सीमा को संशोधित करेगा.  ये बदलाव 1 अगस्त से प्रभावी होंगे. शुल्क का संशोधन सभी नकद लेनदेन, जमा और निकासी के लिए लागू होगा.जिन ग्राहकों का बैंक में नियमित बचत खाता है, उन्हें चार मुफ्त लेनदेन की अनुमति है. 

इस सीमा से ऊपर के लोगों को प्रति लेनदेन 150 रुपये का शुल्क देना पड़ेगा.

Private bank ICICI Bank will revise the limit of charges for its domestic savings account holders. These changes will be effective from August 1. The revision of fee will be applicable for all cash transactions, deposits and withdrawals. Customers who have regular savings account with the bank are allowed up to four free transactions.

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